{"id":1803,"date":"2026-02-12T09:51:56","date_gmt":"2026-02-12T02:51:56","guid":{"rendered":"https:\/\/binhdanai.1022.vn\/?p=1803"},"modified":"2026-02-25T09:52:04","modified_gmt":"2026-02-25T02:52:04","slug":"ngan-hang-viet-chay-dua-dau-tu-ai","status":"publish","type":"post","link":"https:\/\/binhdanai.1022.vn\/?p=1803","title":{"rendered":"Ng\u00e2n h\u00e0ng Vi\u1ec7t ch\u1ea1y \u0111ua \u0111\u1ea7u t\u01b0 AI"},"content":{"rendered":"<p><strong>C\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam \u0111ang \u0111\u1ea9y m\u1ea1nh \u1ee9ng d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), song v\u1eabn \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng r\u00e0o c\u1ea3n l\u1edbn li\u00ean quan \u0111\u1ebfn an ninh m\u1ea1ng v\u00e0 h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 k\u1ebf th\u1eeba.<\/strong><\/p>\n<figure id=\"attachment_1804\" aria-describedby=\"caption-attachment-1804\" style=\"width: 730px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1804 size-full\" src=\"https:\/\/binhdanai.1022.vn\/wp-content\/uploads\/2026\/02\/ngan-hang-viet-chay-dua-dau-tu-ai-anh-1-.png\" alt=\"Ng\u00e2n h\u00e0ng Vi\u1ec7t ch\u1ea1y \u0111ua \u0111\u1ea7u t\u01b0 AI - \u1ea2nh 1.\" width=\"730\" height=\"487\" srcset=\"https:\/\/binhdanai.1022.vn\/wp-content\/uploads\/2026\/02\/ngan-hang-viet-chay-dua-dau-tu-ai-anh-1-.png 730w, https:\/\/binhdanai.1022.vn\/wp-content\/uploads\/2026\/02\/ngan-hang-viet-chay-dua-dau-tu-ai-anh-1--300x200.png 300w\" sizes=\"auto, (max-width: 730px) 100vw, 730px\" \/><figcaption id=\"caption-attachment-1804\" class=\"wp-caption-text\">C\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam t\u00edch c\u1ef1c \u0111\u1ea7u t\u01b0 AI \u0111\u1ec3 t\u0103ng tr\u1ea3i nghi\u1ec7m cho ng\u01b0\u1eddi d\u00f9ng \u2013 \u1ea2nh: T.P.<span style=\"color: #555555; font-size: 14.4px;\">\u00a0<\/span><\/figcaption><\/figure>\n<p>\u0110\u00e2y l\u00e0 k\u1ebft qu\u1ea3 t\u1eeb b\u00e1o c\u00e1o\u00a0Finastra Financial Services State of the Nation 2026\u00a0do T\u1eadp \u0111o\u00e0n Finastra, nh\u00e0 cung c\u1ea5p ph\u1ea7n m\u1ec1m d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u, v\u1eeba c\u00f4ng b\u1ed1.<\/p>\n<p><strong>H\u01a1n 90% t\u1ed5 ch\u1ee9c \u0111\u1ea7u t\u01b0 AI<\/strong><\/p>\n<p>Theo nghi\u00ean c\u1ee9u, 94% t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam d\u1ef1 ki\u1ebfn s\u1ebd t\u0103ng \u0111\u1ea7u t\u01b0 v\u00e0o AI trong 12 th\u00e1ng t\u1edbi, cho th\u1ea5y quy\u1ebft t\u00e2m m\u1edf r\u1ed9ng n\u0103ng l\u1ef1c c\u00f4ng ngh\u1ec7 b\u1ea5t ch\u1ea5p c\u00e1c th\u00e1ch th\u1ee9c mang t\u00ednh c\u1ea5u tr\u00fac. Hi\u1ec7n \u0111\u00e3 c\u00f3 7\/10 t\u1ed5 ch\u1ee9c ch\u1ee7 \u0111\u1ed9ng tri\u1ec3n khai AI, ch\u1ee7 y\u1ebfu trong c\u00e1c l\u0129nh v\u1ef1c d\u1ecbch v\u1ee5 v\u00e0 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng, marketing, truy\u1ec1n th\u00f4ng kh\u00e1ch h\u00e0ng v\u00e0 ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m hay c\u00f4ng ngh\u1ec7 th\u00f4ng tin. \u0110i\u1ec1u n\u00e0y ph\u1ea3n \u00e1nh xu h\u01b0\u1edbng chuy\u1ec3n d\u1ecbch r\u00f5 r\u1ec7t t\u1eeb giai \u0111o\u1ea1n th\u1eed nghi\u1ec7m sang tri\u1ec3n khai th\u1ef1c ti\u1ec5n.<\/p>\n<p>C\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u01b0u ti\u00ean \u1ee9ng d\u1ee5ng AI nh\u1eb1m r\u00fat ng\u1eafn th\u1eddi gian x\u1eed l\u00fd thanh to\u00e1n v\u00e0 cho vay, t\u0103ng c\u01b0\u1eddng qu\u1ea3n tr\u1ecb r\u1ee7i ro, c\u1ea3i thi\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng ra quy\u1ebft \u0111\u1ecbnh v\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng ra quy\u1ebft \u0111\u1ecbnh v\u00e0 th\u00fac \u0111\u1ea9y n\u0103ng su\u1ea5t c\u1ee7a \u0111\u1ed9i ng\u0169 ph\u00e1t tri\u1ec3n.<\/p>\n<p>Tuy nhi\u00ean qu\u00e1 tr\u00ecnh tri\u1ec3n khai tr\u00ean di\u1ec7n r\u1ed9ng v\u1eabn ch\u1ecbu \u00e1p l\u1ef1c t\u1eeb y\u00eau c\u1ea7u \u0111\u1ea3m b\u1ea3o an to\u00e0n d\u1eef li\u1ec7u v\u00e0 s\u1ef1 ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 c\u0169.<\/p>\n<p>B\u00e1o c\u00e1o c\u0169ng cho th\u1ea5y hi\u1ec7n \u0111\u1ea1i h\u00f3a c\u00f4ng ngh\u1ec7 v\u00e0 t\u0103ng c\u01b0\u1eddng an ninh \u0111\u00e3 tr\u1edf th\u00e0nh \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u. Nhi\u1ec1u t\u1ed5 ch\u1ee9c \u0111ang \u0111\u1ea7u t\u01b0 v\u00e0o n\u1ec1n t\u1ea3ng d\u1eef li\u1ec7u hi\u1ec7n \u0111\u1ea1i v\u00e0 h\u1ec7 th\u1ed1ng gi\u00e1m s\u00e1t m\u1ed1i \u0111e d\u1ecda theo th\u1eddi gian th\u1ef1c nh\u1eb1m \u1ee9ng ph\u00f3 v\u1edbi r\u1ee7i ro s\u1ed1 ng\u00e0y c\u00e0ng gia t\u0103ng, \u0111\u1ed3ng th\u1eddi \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u gi\u00e1m s\u00e1t ph\u00e1p l\u00fd ch\u1eb7t ch\u1ebd h\u01a1n.<\/p>\n<p>V\u1ec1 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, 42% t\u1ed5 ch\u1ee9c cho bi\u1ebft n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5, c\u00e1 nh\u00e2n h\u00f3a tr\u1ea3i nghi\u1ec7m, \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o an ninh v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 d\u1eef li\u1ec7u l\u00e0 nh\u1eefng y\u00eau c\u1ea7u c\u1ea5p thi\u1ebft nh\u1ea5t t\u1eeb ph\u00eda kh\u00e1ch h\u00e0ng. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y y\u1ebfu t\u1ed1 tr\u1ea3i nghi\u1ec7m v\u00e0 b\u1ea3o m\u1eadt \u0111ang tr\u1edf th\u00e0nh n\u1ec1n t\u1ea3ng c\u1ea1nh tranh v\u00e0 c\u1ee7ng c\u1ed1 ni\u1ec1m tin th\u1ecb tr\u01b0\u1eddng.<\/p>\n<p><strong>Khuy\u1ebfn c\u00e1o v\u1ec1 b\u1ea3o m\u1eadt<\/strong><\/p>\n<p>D\u00f9 \u0111\u1ed1i m\u1eb7t nhi\u1ec1u th\u00e1ch th\u1ee9c, t\u00e2m l\u00fd l\u1ea1c quan trong ng\u00e0nh v\u1eabn \u1edf m\u1ee9c cao. C\u00f3 t\u1edbi 99% l\u00e3nh \u0111\u1ea1o v\u00e0 chuy\u00ean gia tham gia kh\u1ea3o s\u00e1t b\u00e0y t\u1ecf s\u1ef1 l\u1ea1c quan v\u1ec1 c\u01a1 h\u1ed9i ngh\u1ec1 nghi\u1ec7p, trong khi 96% tin t\u01b0\u1edfng v\u00e0o tri\u1ec3n v\u1ecdng t\u1ed5 ch\u1ee9c khi c\u00f4ng ngh\u1ec7 v\u00e0 m\u00f4 h\u00ecnh v\u1eadn h\u00e0nh ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c \u0111\u1ed5i m\u1edbi.<\/p>\n<p>Hi\u1ec7n \u0111\u1ea1i h\u00f3a h\u1ec7 th\u1ed1ng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 \u0111\u1ed9ng l\u1ef1c then ch\u1ed1t: 9\/10 t\u1ed5 ch\u1ee9c c\u00f3 k\u1ebf ho\u1ea1ch t\u0103ng \u0111\u1ea7u t\u01b0 v\u00e0o hi\u1ec7n \u0111\u1ea1i h\u00f3a trong n\u0103m t\u1edbi, nh\u1eb1m m\u1edf r\u1ed9ng AI, t\u0103ng c\u01b0\u1eddng kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu v\u00e0 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng.<\/p>\n<p>\u0110i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 n\u1ec1n t\u1ea3ng cho chuy\u1ec3n \u0111\u1ed5i, v\u1edbi 74% t\u1ed5 ch\u1ee9c cho bi\u1ebft ph\u1ea7n l\u1edbn ho\u1eb7c to\u00e0n b\u1ed9 h\u1ec7 th\u1ed1ng ph\u1ea7n m\u1ec1m \u0111\u00e3 \u0111\u01b0\u1ee3c tri\u1ec3n khai tr\u00ean n\u1ec1n t\u1ea3ng n\u00e0y, gi\u00fap t\u1ed1i \u01b0u chi ph\u00ed, m\u1edf r\u1ed9ng linh ho\u1ea1t v\u00e0 th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi.<\/p>\n<p>\u00d4ng Chris Walters, CEO Finastra, nh\u1eadn \u0111\u1ecbnh c\u00e1c quy\u1ebft \u0111\u1ecbnh c\u00f4ng ngh\u1ec7 hi\u1ec7n nay \u0111\u00f3ng vai tr\u00f2 trung t\u00e2m trong vi\u1ec7c x\u00e2y d\u1ef1ng ni\u1ec1m tin, kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu v\u00e0 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng. Theo \u00f4ng, \u0111\u1ec3 AI ph\u00e1t huy gi\u00e1 tr\u1ecb m\u1ed9t c\u00e1ch an to\u00e0n v\u00e0 b\u1ec1n v\u1eefng, c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh Vi\u1ec7t Nam c\u1ea7n ti\u1ebfp t\u1ee5c t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt, hi\u1ec7n \u0111\u1ea1i h\u00f3a h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba v\u00e0 x\u00e2y d\u1ef1ng n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 v\u1eefng ch\u1eafc.<\/p>\n<p style=\"text-align: right;\"><strong><em>Theo tuoitre.vn<\/em><\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam \u0111ang \u0111\u1ea9y m\u1ea1nh \u1ee9ng d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), song v\u1eabn \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng r\u00e0o c\u1ea3n l\u1edbn li\u00ean quan \u0111\u1ebfn an ninh m\u1ea1ng v\u00e0 h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 k\u1ebf th\u1eeba. \u0110\u00e2y l\u00e0 k\u1ebft qu\u1ea3 t\u1eeb b\u00e1o c\u00e1o\u00a0Finastra Financial Services State of the Nation 2026\u00a0do T\u1eadp&#8230;<\/p>\n","protected":false},"author":2,"featured_media":1804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - 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